Which Survey Should I Get?

Which Survey Should I Get?

If you’ve done your research, you’ll know that getting a survey should be an important step in your house-buying process. Research by the Royal Institute of Chartered Surveyors (RICS), for example, has revealed that buyers who do not get a survey will face, on average, a staggering £5,750 in repair bills due to hidden defects that were not discovered before buying the property.

Your mortgage lender may be conducting a mortgage valuation, but you cannot rely on this to report the property’s true condition – so the question you’re left with is which survey should you get?

Homebuyer Report

This is the most popular report for buyers and can be carried out at the same time as a valuation report. It usually takes around 2 hours to complete and is sent to you within 5 working days.

You should get this if:

  • You are looking to buy a flat, bungalow, or house that is in a reasonable condition
  • The property is of traditional construction
  • You are not considering major alterations or renovations

It includes:

  • An inspection of all visible elements of the interior and exterior of the property
  • Information as to the construction and general condition of the property
  • Identification of risks and defects
  • A valuation and reinstatement cost for the property
  • Recommendations for repairs and ongoing maintenance and an estimate of rebuilding costs

Building Survey

This is a more detailed survey than the Homebuyer Report. It usually takes around 3 hours to complete and is sent to you within 6 working days.

You should get this if:

  • You are looking to buy a property that is old, run down or of an unusual construction
  • You are planning to carry out a renovation or conversion
  • The property has been extensively altered

It includes:

  • Tailoring to your specific needs
  • An inspection of all visible elements of the interior and exterior of the property
  • Full details of the construction, materials, and general condition of the property
  • Identification of any risks, defects, or significant damage
  • Comments on the damp proofing, drainage and insulation
  • Photographs
  • An insurance reinstatement cost